The central bank has conceded that further rate cuts are “more likely than not” in minutes released following its first monetary policy adjustment in almost three years. Following the Reserve… read more →
If you were to become seriously ill or were seriously injured and could not work, would your mortgage repayments be covered? Mortgage protection insurance is designed to protect you in… read more →
Some first home buyers will be eligible for government cash grants and exemptions on fees and charges such as stamp duty. In most cases the government grant will not be… read more →
It is a common myth that a home loan guarantor needs to be a parent or relative. In fact, with some of our lenders no actual relationship needs to exist… read more →
If your parents have equity in a property they may be able to act as guarantors for your home loan. Borrowers who have a guarantor do not need a deposit.… read more →
Some lenders will accept a borrowed deposit. If you have high income you may be able to take out a personal loan to use as a deposit for your home… read more →
As a condition of qualifying for a home loan most lenders require that you put together a deposit of at least 5% of the properties purchase price plus enough to… read more →