Home Loan Warehouse | Expert Mortgage Brokers

The new fixed rate loans – almost like a variable loan or are they?

The new fixed rate loans – almost like a variable loan or are they?

We all want the best deal possible and that often means looking for the best rate out there that fits our circumstances. However, at what point do we begin to forward plan and treat our finances a bit more like a business would. Rates are low now and they have been for many many months. […]

Why use a mortgage broker

Why use a mortgage broker

Your mortgage broker knows that you have better things to do than search hundreds of websites looking for a home loan. They also understand that finding the right loan is one of the most important decisions you will make. Your broker will: Talk with you about your needs, goals and plans Use the information you […]

What is a home loan health check?

What is a home loan health check?

Many customers can save large sums of money by adjusting how they pay their home loan and finding a better home loan package. A home loan health check is a simple way to find our how your home loan compares to what else is in the market. All it involves is a conversation with your […]

Bank offers no Lenders Mortgage Insurance to 90% LVR

Bank offers no Lenders Mortgage Insurance to 90% LVR

One of our banks has a spring promotion where no LMI is payable on loans up to 90% LVR ( loan to valuation ratio ).  This significant discount is open to host of professions and government employees. Usually, banks reserve this for Doctors and other specialist professionals. If you are in the market for a […]

Granny flats – what’s all the fuss?

Granny flats – what’s all the fuss?

Cash is king. It’s a phrase you would have heard many times. In the world of property investment “Cash flow” is king, at least to some investors. Perhaps not every property is suitable for a granny flat but those who have done it make compelling arguments in favour of the use of the minor dwelling […]

Case Studies

Case Studies

See exactly how we can help you get the home loan that is right for you.

Commercial property and self managed super fund finance.

Commercial property and self managed super fund finance.

Compliant self managed super funds that remain compliant enjoy significant taxation concessions. 15% tax on the income of the fund 10% tax on the realised capital gains of the fund (held for more than 12 months) All borrowing activity must meet the following criteria: Funds should be borrowed to acquire an asset The asset should […]

Macquarie Bank on Disinflation

Macquarie Bank on Disinflation

Disinflation trends are dominating Australia’s recent inflation outcome showed some of the same trends which are evident globally. Disinflation, or declining inflation, is a pressing challenge for global policymakers. As the foundations underpinning global growth outside of the US begin to look shakier, deflationary concerns are spurring global central banks into action. Concerns about weak […]

To fix or not to fix

To fix or not to fix

John Symond, the founder of Aussie Home Loans, has revealed he has taken five-year fixed loans for his Sydney investment property portfolio. The refinancing was done this week. “I’ve never been a proponent of fixed rates,” he told Ross Greenwood’s 2GB Money News (27.30 minute mark of recording) last night. “But I’ve gotta fess up, […]

Your Broker – Don Nicolussi 0420763784

Your Broker – Don Nicolussi 0420763784

Your Broker – Don Nicolussi 0420763784 “What I most enjoy about being a Mortgage Broker, is being able exceed a clients expectations. This job is all about helping people and their families achieve their dreams and live a better life. That may sound a little corny but it’s hard not to be passionate about this […]

No Bas Low Doc

No Bas Low Doc

Can you get a low doc loan without supplying Bas returns? Yes. Most major lenders will require that you supply 6 to 12 months bas returns with your application. They will use these to verify the income you have placed on your self declaration. A more suitable option may be to have your accountant prepare […]

No deposit home loan? It can be done

No deposit home loan? It can be done

The keys to getting a home loan without a deposit are having are really solid income and a clear credit file. Once those two boxes have been ticked your mortgage broker can go over the options with you. The easiest way to get a no deposit loan is to have a family member go guarantor […]